# \[IP\] eUSD FinTech Revenue Share Update 2025-07-22

**URL:** <https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-07-22/1224>\
**Category:** eUSD RFC\
**Created:** [July 23, 2025, 1:29pm UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-07-22/1224 "2025-07-23T13:29:25Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Sawyer](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.reserve.org/sawyer/32/187_2.png) [@Sawyer](https://forum.reserve.org/u/Sawyer)\
**Post date:** [July 23, 2025, 1:29pm UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-07-22/1224/1 "2025-07-23T13:29:25Z")

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### Summary

This is an update to the existing ongoing proposal of sharing some of the eUSD Revenue with FinTechs(Ugly Cash and Sentz). eUSD shares underlying revenue with distribution partners(i.e. fintech apps) who use and promote eUSD for their customers.

Original [Proposal](https://forum.reserve.org/t/rfc-eusd-rev-share-with-fintech-apps/801).

 ![](https://europe1.discourse-cdn.com/flex005/uploads/reserve/original/1X/fd1a732ff912e6048bbf01e073291435876bbb9a.png)

_Current eUSD FinTech RevShare Split:_

Ugly Cash: 14.5%  
Sentz: 4.3%  
stRSR: 78.2%

_Proposed eUSD FinTech RevShare Split:_

Ugly Cash: 15.2%  
Sentz: 4.2%  
stRSR: 77.6%

eUSD Market Cap(At Snapshot): $26,473,202  
Ugly Cash eUSD Holdings(At Snapshot): $4,017,749  
Sentz eUSD Holdings(At Snapshot): $1,106,605

_Change Sense Last Proposal:_

| FinTech | Previous Proposal | Current | Delta |
| --- | --- | --- | --- |
| UglyCash | $3,719,681 | $4,017,749 | +8% |
| Sentz | $1,104,010 | $1,106,605 | +0.2% |

\*The percentages are calculated based on the amount of eUSD the Fintech Apps are holding relative to the eUSD Market Cap.

These update proposals happen bi-weekly. This will allow onchain percentages to more accurately reflect FinTech eUSD holdings.

### Abstract

The proposed proposal, if enacted, would update the Revenue Share in compliance with the rules set forward in the ongoing RevShare proposal.

### Problem Statement

See Original [Proposal](https://forum.reserve.org/t/rfc-eusd-rev-share-with-fintech-apps/801).

### Rationale

This update proposal aims to align with previous governance support of the ongoing FinTech RevShare proposal.

### Risks

The risk is lowering the overcollateralization. But with the current overcollateralization over 90%, the risk is minimal.

_Poll ([view on site](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-07-22/1224/1))_

 ![Untitled (200 x 200 px) (1)](https://europe1.discourse-cdn.com/flex005/uploads/reserve/original/1X/32a7f1920da69be0277d552cc639a09ff06d00e3.png)

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<div class="post-metadata">

**Author:** ![Sawyer](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.reserve.org/sawyer/32/187_2.png) [@Sawyer](https://forum.reserve.org/u/Sawyer)\
**Post date:** [July 27, 2025, 4:55pm UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-07-22/1224/2 "2025-07-27T16:55:58Z")

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This proposal has been moved onchain. The Request for Comments period has ended and the poll is closed.

Link to onchain proposal: [Reserve app | DTFs](https://app.reserve.org/ethereum/token/0xa0d69e286b938e21cbf7e51d71f6a4c8918f482f/governance/proposal/10492067262609328293413574140763193630137897982307080208686429482480385368731)