# \[IP\] eUSD FinTech Revenue Share Update 2025-08-20

**URL:** <https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236>\
**Category:** eUSD RFC\
**Created:** [August 21, 2025, 2:55am UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236 "2025-08-21T02:55:40Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Sawyer](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.reserve.org/sawyer/32/187_2.png) [@Sawyer](https://forum.reserve.org/u/Sawyer)\
**Post date:** [August 21, 2025, 2:55am UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236/1 "2025-08-21T02:55:41Z")

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### Summary

This is an update to the existing ongoing proposal of sharing some of the eUSD Revenue with FinTechs(Ugly Cash and Sentz). eUSD shares underlying revenue with distribution partners(i.e. fintech apps) who use and promote eUSD for their customers.

Original [Proposal](https://forum.reserve.org/t/rfc-eusd-rev-share-with-fintech-apps/801).

Current eUSD FinTech RevShare Split:  
Ugly Cash: 17.4%  
Sentz: 4.5%  
stRSR: 75.1%

Proposed eUSD FinTech RevShare Split:  
Ugly Cash: 17.5%  
Sentz: 4.5%  
stRSR: 75%

eUSD Market Cap(At Snapshot): $24,584,024  
Ugly Cash eUSD Holdings(At Snapshot): $4,311,938  
Sentz eUSD Holdings(At Snapshot): $1,109,905

| **FinTech** | **Previous Proposal** | **Current** | **Delta** |
| --- | --- | --- | --- |
| UglyCash | $4,242,042 | $4,311,938 | +1.6% |
| Sentz | $1,106,605 | $1,109,905 | +0.3% |

\*The percentages are calculated based on the amount of eUSD the Fintech Apps are holding relative to the eUSD Market Cap.

These update proposals happen bi-weekly. This will allow onchain percentages to more accurately reflect FinTech eUSD holdings.

### Abstract

The proposed proposal, if enacted, would update the Revenue Share in compliance with the rules set forward in the ongoing RevShare proposal.

### Problem Statement

See Original [Proposal](https://forum.reserve.org/t/rfc-eusd-rev-share-with-fintech-apps/801).

### Rationale

This update proposal aims to align with previous governance support of the ongoing FinTech RevShare proposal.

### Risks

With the overcollateralization at 91% the risk of lowering the stRSR percentage is minimal

 ![Untitled (200 x 200 px) (1)](https://europe1.discourse-cdn.com/flex005/uploads/reserve/original/1X/32a7f1920da69be0277d552cc639a09ff06d00e3.png)

_Poll ([view on site](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236/1))_

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<div class="post-metadata">

**Author:** ![Sawyer](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.reserve.org/sawyer/32/187_2.png) [@Sawyer](https://forum.reserve.org/u/Sawyer)\
**Post date:** [August 24, 2025, 8:23pm UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236/2 "2025-08-24T20:23:08Z")

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This proposal has been moved onchain. The Request for Comments period has ended and the poll is closed.

Link to onchain proposal: [Reserve app | DTFs](https://app.reserve.org/ethereum/token/0xa0d69e286b938e21cbf7e51d71f6a4c8918f482f/governance/proposal/18479840927904022824331692848081267498925034947385361331709975279611578958451)

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**Author:** ![0xJMG](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.reserve.org/0xjmg/32/1104_2.png) [@0xJMG](https://forum.reserve.org/u/0xJMG)\
**Post date:** [August 26, 2025, 9:23pm UTC](https://forum.reserve.org/t/ip-eusd-fintech-revenue-share-update-2025-08-20/1236/3 "2025-08-26T21:23:35Z")

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Voted AGAINST per comments here: [eUSD Revenue Share - Historical view - #24 by 0xJMG](https://forum.reserve.org/t/eusd-revenue-share-historical-view/1226/24)