Has Reserve considered a platform (similar to a template with customizable options) that allows businesses and individuals to design their own stable dollar? Such a platform could offer automated allocation options for each stable dollar received, enabling direct distribution across customized categories, like investing, savings, or spending.
For businesses, a custom stable dollar could automate employee benefits, such as health insurance, retirement funds, and operational reserves, ensuring each dollar is efficiently directed as intended.
For individuals, a personal stable dollar could transform financial management by allocating incoming funds toward chosen priorities—investments, crypto, college funds, or donations—automatically.
For example…
Coinbases wallet accesses different apps as is, we’re just automations away from integrating wallet activity meaning our finances, with these applications.
Reserve could technically build and offer their own wallet, check out how I envision this.
A wallet built by Reserve could act as a powerful financial hub, enabling users to set custom rules for allocating their stable tokens upon receipt. By connecting directly to decentralized applications, the wallet would allow users to distribute funds automatically to their desired financial goals—whether investing, saving, donating, or managing payments—all from one interface.
For instance, upon receiving funds, the wallet could automatically allocate a percentage to an investment app, directing assets toward AI-managed trading or specific portfolios. Another portion could flow into a savings dApp, contributing to emergency funds or a long-term account. Similarly, users could allocate funds to a donation platform or set up automated bill payments, all through the same wallet. This setup would allow users to customize and fine-tune their financial flow effortlessly, setting up channels that automatically distribute their funds as they wish.
The wallet would operate as a comprehensive financial ecosystem, integrating modular automations directly within. This way, users could manage multiple financial objectives in one place, with each dollar flowing intelligently toward their chosen goals—without ever needing to leave the wallet interface.
I would love to be a part of ideating, designing and/or building this.
Feel free to reach out.
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