Hi, please familiarize yourself with the original proposal here
Personal opinions shouldn’t be discussed in the update proposals. It’s important to only present the facts to the governors.
My personal opinion is that eUSD’s only distribution is through the FinTechs, and that supporting the FinTech RevShare proposals is the only way that eUSD will find PMF.
The overcollateralization percentage is dictated by the following factors: Collateral basket APY, amount of RSR staked, the price of RSR and revenue percent directed towards stRSR. In recent events the revenue percent directed towards stRSR has been going down. However, during this time period the APY to stake your RSR has been going up.